Frequently Asked Questions

LiveLife is an AI enabled and research driven financial services firm. We offer comprehensive, customized solutions across Insurance, Investments, and Financial Protection, combining data driven market intelligence with more than two decades of senior industry leadership.

Our core pillars include: (1) Life & Term Insurance, (2) Health & Mediclaim Insurance, (3) Motor & General Insurance, (4) Mutual Funds & Investment Solutions, (5) Business & SME Insurance Solutions, and (6) Financial Protection & Wealth Planning.

We believe financial decisions cannot follow a one size fits all formula. We follow a disciplined 5 stage philosophy: Understand (your journey & goals) → Research (AI enabled market intelligence) → Analyse (risk profiling & gap analysis) → Customise (tailor made recommendations) → Review (ongoing lifetime support and proactive reviews).

Yes, absolutely! You do not need to buy new policies to work with LiveLife. Bring your existing policies from LIC, HDFC Life, Star Health, ICICI Prudential, Care Health, or any fund house. We audit, organize, and manage your entire portfolio under one dedicated advisory desk.

The objective of our technology is not to replace human judgement, but to strengthen research. We use data analysis to examine fund manager track records, compare exclusion clauses across insurers, evaluate historical claim settlement ratios, and uncover hidden protection gaps.

For businesses, startups, and SMEs, we structure Keyman Insurance, Employee Group Health covers, Commercial Property & Fire insurance, Marine/Transit insurance, and Directors & Officers (D&O) liability covers to safeguard balance sheets and business continuity.

No. Our initial consultation and portfolio audit is completely complimentary. We review your current coverage, eliminate expensive duplicate premiums, and provide clear recommendations with zero obligation.

When an emergency happens, you never have to deal with call centers or TPAs alone. Our team assists with hospital admission protocols, document collation, insurer follow ups, query handling, and appeals to ensure you receive your rightful payout.